CuanDeOro tokenizes fractional real estate ownership on Stellar & Ripple — legally structured under Irish company law, MiCA Art. 68 compliant, built for institutional and retail investors across 5 languages.
Three specialized domains, one unified tokenization protocol.
The global hub for real estate agencies and institutional partners. Multi-language platform (ES · EN · DE · NL · AR) with B2B agency dashboards, notarial escrow workflows, and direct co-ownership contracts.
The Spanish-market pilot operating in Marbella, Valencia and Murcia. Full Stellar Smart Split integration, ZK-KYC tier verification, whitepaper, and legal framework. 10 pioneer agencies onboarded at launch.
Dual-chain infrastructure: Stellar (Soroban) handles KYC tiers, escrow and Sub-$500K payments. XRPL handles RWA token issuance, secondary market liquidity, and UAE institutional flows via Ripple OTC.
Architecture, tokenomics, KYC tiers, escrow flows and legal frameworks — available in 5 languages.
Download Whitepaper 🇪🇸 Versión EspañolaCuanDeOro is built on full regulatory transparency — no Howey test exposure, no MiFID II securities, no grey areas.
All tokenized instruments structured as Direct Co-Ownership (notarial property fractions), not as financial securities. Compliant with MiCA Article 68 KYC tiering. No yield promises; no ROI claims.
Property fractions do not constitute investment contracts under the Howey Test: buyers acquire direct legal title, not expectation of profit from third-party efforts. Platform explicitly avoids securities characterization.
CuanDeOro is a private company registered under Irish law with the Companies Registration Office. All contracts, escrows and notarial validations operate under EU legal jurisdiction with full audit trail on Stellar.
Zero-Knowledge KYC proofs on Stellar — identity verified without storing personal data on-chain. EUDI Wallet compatible (eIDAS 2.0). GDPR 3-layer cookie consent on all client-facing surfaces.